Introduction

Whether you are starting a new venture, coping with the day-to-day demands on your cash flow or looking ahead to the next stage of growth, the right financing makes an important contribution to your business success.

Many small and medium-sized businesses simply raise finance from their own resources, family and friends. But many also need to raise external finance and may consider bank borrowing, outside investment and other alternatives.

At HSBC we're keen to provide financial support to businesses. We offer a comprehensive range of options including overdrafts, loans, business credit cards and commercial mortgages. We also provide other choices such as export, invoice and asset finance.

This guide is designed to help you understand what's on offer. It explains how to approach the bank for financing, how we assess borrowing applications and how banks set the cost of borrowing. The guide also outlines the different alternatives to bank finance and suggests some further sources of help and advice.

The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.