Business BankingBusiness Direct
The business bank account designed for businesses that prefer the convenience of internet and telephone banking.
This table allows you to see the differences between our business bank account options...
| Standard account services | Business Direct (turnover below £500k) | Business Current Account – Small Business Tariff (turnover below £2 million) | Introductory free business banking* for Start ups and eligible Switchers |
|---|---|---|---|
| Account maintenance fee | FREE | £5.00 per month | FREE |
| Automated credits | FREE | 19p per credit | FREE |
| Bill Payment | FREE | 37p per payment | FREE |
| Branch credits | FREE | 80p per credit | FREE |
| Branch cash in | 2.5% of value deposited *2 | 0.60% of the value deposited | FREE |
| Branch cheque collected | 5 per month free, then £1 per cheque | 30p per cheque | FREE |
| Branch counter withdrawal | FREE | 68p per withdrawal | FREE |
| Branch cash out | 2.5% of value withdrawn *2 | 0.75% of the value withdrawn | FREE |
| Cash machine withdrawal | FREE *3 | 25p per withdrawal *3 | FREE *3 |
| Cash machine cash out | Up to £250 per month free then 2.5% of the value withdrawn *3 | 0.45% of the value withdrawn *3 | FREE *3 |
| Cheques paid | 5 per month free, then £1.35 per cheque | 68p per cheque | FREE |
| Debit Card | FREE | 25p per debit | FREE |
| Direct Debit paid/unpaid | FREE | 35p per debit/credit | FREE |
| Internal transfer | FREE | FREE | FREE |
| Internet Bill Payment | FREE | 23p per payment | FREE |
| Business Internet Banking BACS Payment | FREE | 23p per payment | FREE |
| Other debits | FREE | 35p per debit | FREE |
| Standing Order | FREE | 58p per debit | FREE |
* Applicable to Business Start Ups and Switchers during any free business banking period you may receive.
*2 Paying in and withdrawing cash at branches will be charged at 2.5% because it is not part of our standard Business Direct Service
*3 This is for UK transactions only. Some self-service machine operators may charge a levy.
A full description of each standard account service is available with the Rates and Charges section of each business bank account.
Important information
- Learn more about Business Direct:
- Business Banking Terms and Conditions (PDF)
- Interest Rates
- Rates & Charges
- Business Banking Price List (PDF)
- International Business Price List (PDF)
- Don't have Adobe PDF Reader? Download Adobe Reader
Apply for Business Direct
Not quite what you're looking for?
- Business Current Account – Small Business Tariff – Flexibility of managing accounts online by telephone and access to over 1,000 branches nationwide
- Compare Business Bank Accounts – Business Current Account - Small Business Tariff (turnover below £2million) and Business Direct (turnover below £500,000). See them side by side and decide which business account is right for you
- Turnover £2million or over and need a business account? Please call us on 0800 032 1770
- Community Account – free banking for clubs, societies, charities, churches, executors, administrators and trustees
- Schools & Colleges Account – free banking for schools and colleges.
Apply for Business Direct
- or call us on:
0800 328 12952 - Request a call back
- Find a branch
- Textphone
18001 0845 712 5563
Why switch to HSBC?
- A Business Banking package to meet your business needs
- Superior service and support1
- Easy to switch
- Choice of business accounts.
BusinessService
Business Internet Banking
Winner, Global Finance award for Best Corporate/ Institutional Internet Banking service in the UK, 2009.
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Economic Update
Keep up to date with monthly reports from our in-house economics team.
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The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.
1Award winning service delivered in branch, over the phone and online - voted Best Business Bank for Service 2010 & 2011 and Best Online Banking Provider 2011 by Moneyfacts Magazine.
