Business BankingBusiness Insurance Packages

Which insurance should I choose?

Choosing the right business insurance protection is an important decision for any business owner. For example, a break-in, fire or a flood will all have a major impact on you and your business. You should also consider Public Liability Insurance when dealing with your customers and the public. HSBC has a range of products that are tailored to your business needs.

Tradesman Insurance

• Designed for customers in manual occupations operating as a small business.
• Provides public liability cover and personal accident death and capital benefits as standard.
• Optional covers include employers' liability, contract works, own plant, tools and equipment cover.

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Professionals Insurance

• Designed for professionals or consultants operating as a small business.
• Provides public liability cover and personal accident death and capital benefits as standard.
• Optional covers include employers' liability, business equipment and professional indemnity.

• More info

Shops Insurance

• Suits most types of shops including newsagents, florists, grocers, pharmacies and craft shops.
• Standard covers include contents including stock, public and employers' liability, loss of licence and business interruption.
• Optional covers include buildings, terrorism and theft by employee.

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Office Insurance

• Fits a range of premises based professional occupations including solicitors, surveyors and business consultants.
• Standard cover includes contents, business interruption, legal expenses and public and employers' liability.
• Optional covers include buildings, specified ‘all risks' and theft by employees.

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Surgeries Insurance

• Package policy specifically designed for doctors, dentists and vets surgeries.
• Cover includes contents, business interruption, legal expenses and public and employers' liability.
• Optional covers include buildings, computer breakdown and theft by employees.

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Working from Home Insurance

• Designed to suit the requirements of people whose businesses are based at home.
• Includes public and employers' liability insurance, contents, business interruption and legal expenses as standard.

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Flats insurance

• Specifically for owners and residents of blocks of flats.
• Package policy includes standard cover for buildings, contents of communal parts and public and employers' liability.
• Option to include terrorism cover.

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Property Investors Protection Plan

• An insurance policy for property owners who own commercially occupied premises.
• Core cover includes buildings, loss of rental income and property owners liability.
• Optional cover includes employers' liability and Terrorism.

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Restaurants Insurance

• Specifically designed for restaurants.
• A flexible insurance package which includes contents, business interruption, legal expenses and public and employers' liability.
• Optional covers include buildings, specified all risks and theft by employees.

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Hotel Insurance

• A combination of both standard and optional covers to suit your hotel business.
• Standard features include contents, business interruption, public and employers' liability and legal expenses.
• Optional covers include subsidence, terrorism and computer breakdown.

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Pubs and Wine Bar Insurance

• Specifically designed policy for public houses and wine bars.
• Standard cover includes contents, business interruption, legal expenses and public and employers' liability.
• Optional covers include buildings, terrorism and theft by employees.

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Van Insurance

• Options of third party only, third party fire and theft or comprehensive cover levels.
• You can also protect your maximum no claims bonus.

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