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Business BankingSmall Business Loan

Looking for finance? Then our Small Business Loan could be ideal to fund your longer term projects. All you need is a Business Current Account and applying online is easy.

Also available in Starting a Business

Extra finance to suit your business needs

  • You can choose a loan amount of between £1,000 and £25,000 over 12 months to 10 years, so it's a versatile way to fund future projects
  • Competitive £100 arrangement fee at opening.

Know where you stand

  • Fixed monthly repayments minimises the impact of large purchases on day-to-day cash flow
  • Your interest rate and repayments are fixed for the life of the loan
  • You decide what you use the loan for
  • Choose your repayments term; repayable over 12 months to 10 years
  • Track repayments and the outstanding balance using Business Internet Banking
  • HSBC Business Current Account required.

Offset your interest

  • As with all business finance, your interest can be offset against tax liabilities.

Easy to arrange

  • You can apply online, by phone or in-branch and once your business loan is agreed the funds can be credited the same day.

Important information

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Apply for Small Business Loan

Not quite what you're looking for?

  • Flexible Business Loan
    Suitable for limited companies borrowing over £10,000 or sole trader and partnership businesses borrowing over £25,001
  • Business Overdraft
    Easy to arrange, flexible borrowing to manage short term fluctuations in cash flow
  • Invoice Finance
    Free up cash from invoices and improve your cashflow
  • Enterprise Finance Guarantee
    Government-backed borrowing for businesses with a sound borrowing proposal but with a lack of adequate Bank security

Apply for a Small Business Loan

Why choose HSBC?

  • A Business Banking package to meet your business needs
  • Superior service and support3
  • Easy to switch
  • Choice of business accounts

More info

Guide to business borrowing

Use our Guide to business borrowing to help you choose the right type of borrowing or finance and prepare a stronger application.

BusinessSurvey

Tell us what you think of this page by completing our Small Business Loan online survey.

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2Award winning service delivered in branch, over the phone and online - voted Best Business Bank for Service 2010 & 2011 and Best Online Banking Provider 2011 by Moneyfacts Magazine.

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