Business BankingSmall Business Loan
Looking for finance? Then our Small Business Loan could be ideal to fund your longer term projects. All you need is a Business Current Account and applying online is easy.
Also available in Starting a Business
- The Small Business Loan is a fixed rate, fixed term loan, which provides finance for a variety of business purposes.
Loan Size
- The minimum loan size is £1,000 and the maximum is £25,000.
Loan Term
- Minimum 12 months and maximum 10 years.
Interest Rate
- Rates are fixed for the term of the loan and agreed at the outset.
Arrangement Fee
- £100.
Early-repayment charge
- If you repay your loan early, you may be entitled to a rebate. This rebate calculation has been made with regard to the Consumer Credit (Early Settlement) Regulations 2004.
- Interested in a Business Loan? Try the Small Business Loan Calculator 4
Important information
- Interest rates
- Business Banking Terms and Conditions (PDF)
- Business Banking Price List (PDF)
- Guide to business borrowing - Use our guide to help you choose the right type of borrowing or finance and prepare a stronger application
Don't have Adobe PDF Reader? Download Adobe Reader
Apply for Small Business Loan
Not quite what you're looking for?
- Flexible Business Loan
Suitable for limited companies borrowing over £10,000 or sole trader and partnership businesses borrowing over £25,001 - Business Overdraft
Easy to arrange, flexible borrowing to manage short term fluctuations in cash flow - Invoice Finance
Free up cash from invoices and improve your cashflow - Enterprise Finance Guarantee
Government-backed borrowing for businesses with a sound borrowing proposal but with a lack of adequate Bank security
Apply for a Small Business Loan
- Apply now
- Call us on:
0800 587 06441 - Request a call back
- Request a webchat
- Find a branch
- Textphone 18001 0800 028 3516
Why choose HSBC?
- A Business Banking package to meet your business needs
- Superior service and support2
- Easy to switch
- Choice of business accounts
BusinessService
New Business Mobile Banking App for the iPhone®
Now available to download. Manage your finances on the move.
KnowledgeCentre
Finance your business
Establish how much financing you need and identify the best sources of finance.
Guide to business borrowing
Use our Guide to business borrowing to help you choose the right type of borrowing or finance and prepare a stronger application.
BusinessSurvey
Tell us what you think of this page by completing our Small Business Loan online survey.
The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.
1 Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call.
2Award winning service delivered in branch, over the phone and online - voted Best Business Bank for Service 2010 & 2011 and Best Online Banking Provider 2011 by Moneyfacts Magazine.
4This small business loan calculator is for illustration purposes only. Customers who do not meet our normal criteria may be not be offered a business loan.
