• Site map
  • Contact us

Commercial BankingManaging your cash flow

Managing cash flow is a challenge for many businesses. We can help with options to free up cash in your company.

Your business needs:

How we can help you:

Arrange borrowing to cover short term cash flow fluctuations

Back to top

Business Overdraft

  • Easy to arrange
  • Pay interest only on what you use – calculated on a daily basis
  • Flexible borrowing to suit your circumstances.

Flexible credit to help cash flow

Back to top

Business Credit Card

  • Improve cash flow with up to 56 days interest free credit
  • Flexible repayment – minimum Direct Debit options
  • View your card transactions online using Business Internet Banking.

Control staff spending

Back to top

Purchasing Card

  • Enables straightforward control of your business expenditure
  • Select which staff are issued with the card and set individual spending and transaction limits
  • Restrict transactions to approved suppliers
  • Detailed monthly statements for you and each cardholder
  • Assess costs at a glance with HMRC approved VAT reports

Raise cash against invoices or protect against bad debts

Back to top

Invoice Factoring

  • We advance up to 90% of the invoice value by the next working day
  • HSBC collects the debt
  • Protects against late payment and bad debts.

Raise cash against invoices

Back to top

Invoice Discounting

  • We advance up to 90% of the invoice value by the next working day
  • Your company then manages the debt collection and credit control.

Avoid the hassle and cost of issuing and chasing invoices

Back to top

Credit Management

  • Tailored credit control service with a dedicated credit controller
  • Credit protection service also available.

Free up cash flow from export invoices

Back to top

International Invoice Finance

  • Get access to money you have tied up in your sales ledger
  • Minimise risk to your business by collecting payments promptly and efficiently
  • Protect yourself from bad debt and late payment.

Get funding for a project when you can't get a bank loan

Back to top

Enterprise Finance Guarantee

  • A source of borrowing to help you expand or diversify your business or increase your working capital
  • Government guarantee which secures loans, covering 75% of each qualifying loan.

Manage cardholder expenditure more easily

MiVision

  • Manage cardholders online with detailed information on spend
  • Easily update cardholder profiles and spend limits
  • Give your cardholders access to their individual transactions instantly online worldwide
  • Control MiVision access by adding, amending or deleting card administrators
  • Integrates with all our corporate and purchase card programmes
  • Call us on:
    0207 992 5235

More info

The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.



© Copyright HSBC 2014. All rights reserved. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages. Your use of this website is subject to the terms and conditions governing it. Please read these terms and conditions before using the website.