Commercial BankingAsset Finance: HSBC Equipment Finance

Comprehensive range of funding solutions

• Fund new assets, replace old ones or expand your current business operation
• Asset Finance can help maintain your cash flow by structuring your capital expenditure programme through Hire Purchase, Finance Lease, Operating Lease or Asset Loan
• Minimum requirement is £50,000, subject to an annual buying programme of £100,000
• If you're borrowing more than £250,000, speak to your Relationship Manager about protecting your business from interest rate fluctuations
• Asset Finance is available whether or not you bank with HSBC.

Asset Finance specialist sectors

We offer tailored Asset Finance solutions in the following areas;

• Print Specialists
• Commercial Vehicles Specialists
• Marine Mortgage Specialists
• IT Finance
• Structured Asset Finance
• Vendor Finance

Print Specialists

• Take advantage of our experienced team's technical and financial understanding of the print industry, including depreciation rates and market trends
• We have direct relationships with the major manufacturers in the industry
• We are normally able to fund stage payments while the asset is being manufactured
• We can also offer bespoke funding solutions to support capital investment for print equipment.

Commercial Vehicles Specialists

• Experienced team with a technical understanding of the funding of a wide range of vehicle types
• Choose a finance solution that suits your business; keep other borrowing facilities such as your overdraft for your short-term working capital needs
• Choose the supplier of the asset and negotiate as if you were a cash buyer
• Structure your repayments to meet your cash flow needs or seasonal commitments and repay over an agreed term.

Marine Mortgage Specialists

• Funding available for both new and used power boats and yachts
• Minimum advance is £100,000
• We will normally lend up to 80% of the value of your yacht or power boat
• Your yacht or powerboat will normally provide security.

More info

IT Finance

• Funding for IT hardware and software
• Support for businesses in monitoring, tracking and maintaining IT assets through an IT Lifecycle Management System, created by 3 Step IT – a specialist provider of IT Lifecycle Management Systems
• Suitable for businesses with an annual IT capital expenditure.

Structured Asset Finance

• Bespoke solutions for large complex asset finance requirements
• Typical funding requirements range from £5m to £50m but can be higher.

Vendor Finance

• Helping major manufacturers and suppliers obtain finance for customers
• HSBC Equipment Finance has developed relationships with blue chip partners that allow them to offer point-of-sale finance underwritten by HSBC Equipment Finance
• Available whether or not you bank with HSBC.