Commercial BankingCommercial Mortgage
Moving, expanding or improving your company premises can be essential for continued growth. A Commercial Mortgage can help you plan your development in a manageable and affordable way.
Choose a Commercial Mortgage that fits around your plans
- Designed to help you buy property, extend or develop your own business premises for commercial owner occupation
- Our Commercial Mortgages allow you to borrow up to 75% of the purchase price or professional valuation, whichever is the lower
- Minimum loan amount is £25,001, and there is no maximum
- Get a repayment indication.
A wide range of repayment options
- Our Commercial Mortgage repayment period is between 2 and 30 years
- Choose to pay mortgage interest either monthly or quarterly
- You have the option of taking capital repayment holidays for all, or part of the first 24 months1
- Choose to defer up to two commercial mortgage loan repayments in any year.1
Choose the best rate and protection for your Commercial Mortgage
- Select a fixed2 or variable rate mortgage – the choice is yours
- LIBOR-linked rates are available for loans over £100,000
- Protect yourself against interest rate rises for loans of over £250,000.
Important information
- Business Banking Price List (PDF)
- Guide to business borrowing - Use our guide to help you choose the right type of borrowing or finance and prepare a stronger application
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Apply for a Commercial Mortgage
- Call us on:
0800 731 8908
Not quite what you're looking for?
- Flexible Business Loan – Suitable for limited companies borrowing over £10,000 or sole trader and partnership businesses borrowing over £25,001. Call us on: 0800 0113317
Apply for a Commercial Mortgage
- Call us on:
0800 731 8908 - Get a repayment indication
Why choose HSBC?
- Support from an experienced, local Relationship Manager dedicated to understanding your business
- Access specialists across a range of products and services
- International expertise with a network of 8,000 Relationship Managers in 63 countries
- Business information and guidance through our online Knowledge Centre
e-newsletter
Business matters emails
Register for free monthly e-newsletter with information and resources to help run your business.
KnowledgeCentre
Tools, checklists and practical information to help you and your business in the Knowledge Centre.
Guide to business borrowing
Use our Guide to business borrowing to help you choose the right type of borrowing or finance and prepare a stronger application.
e-newsletter
Business matters emails
Register for free monthly e-newsletter with information and resources to help run your business.
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i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.
1 These options must be agreed at the start of the loan. Taking a capital repayment holiday or deferring loan repayments will increase the total interest charged and the total amount payable over the full term of the loan.
2 If the loan is repaid early then an early repayment fee will be payable.
