Commercial Banking Long-term borrowing
Need long term credit? Our wide range of finance products can help you plan your company's future.
What are your business needs?
- A loan tailored to the company's needs
- Get funding for a project when you can't get a bank loan
- Purchase business premises or develop existing premises
- Replace existing or purchase new assets
- Get finance for a yacht or power boat
- Increase or fund capital contributions in your legal or accountancy Firm
- Funding to help purchase new equipment
An idea?
Lack security for borrowing?
The government-backed Enterprise Finance Guarantee may help you if you have a sound business proposal
Your business needs:
How we can help you:
Flexible Business Loan
- Suitable for limited companies borrowing over £10,000 or sole trader and partnership businesses borrowing over £25,001
- Select a fixed2 or variable rate – the choice is yours
- Interest payable monthly or quarterly
- Repay over periods of 12 months to 15 years (10 years for fixed rates).
- Call us on:
0800 0113317
- Textphone 18001 0800 028 3516
Enterprise Finance Guarantee
- A source of borrowing to help you expand or diversify your business or increase your working capital
- Government guarantee which secures loans, covering 75% of each qualifying loan.
Commercial Mortgage
- Buy, extend or develop business premises
- Tailor your mortgage to your needs
- Designed specifically for commercial owner occupation.
Asset Finance: HSBC Equipment Finance
- Fund new assets, replace old ones or expand your current business operation
- Maintain your cash flow by structuring your capital expenditure
- Hire Purchase, Finance Lease, Operating Lease or Asset Loan options available
- Minimum advance of £50,000 or more.
Marine Mortgage Finance – (finance for power boats and yachts1
- Borrow up to 80% of the value of the boat or yacht over a typical loan period of between 10-15 years
- Minimum advance is £100,000
- Fixed or variable interest rate options
- Funding available for both new and used power boats and yachts
Partnership Capital Loan
- Help incoming or existing partners of legal and accountancy firms fund capital contributions
- Borrow from £25,001
- Flexible repayment patterns up to 30 years, including up to one year after retirement
- Competitive variable or fixed interest rates agreed with each Firm.
- Call us on:
0800 011 3367
Regional Growth Fund – Assisted Asset Purchase Scheme
- Enables qualifying businesses to obtain funding towards the acquisition of new assets, where additional employment will be created
- Call us on:
0845 607 6007
KnowledgeCentre
Managing your cash flow
Stay in control of your business by managing sales and costs within your budget.
e-newsletter
Connections
Speak to your Commercial Manager to receive free email newsletters with business features, opinion and advice.
Guide to business borrowing
Use our Guide to business borrowing to help you choose the right type of borrowing or finance and prepare a stronger application.
KnowledgeCentre
Tools, checklists and practical information to help you and your business in the Knowledge Centre.
The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.
1Not for purposes of permanently living abroad.
2Taking a capital repayment holiday or deferring repayments will increase the total interest charged and the total amount payable over the full term of the loan.
