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Commercial BankingProtecting your business

Whatever sector or market your company is in, we'll help you protect it with our specialist insurance policies.

Your business needs:

How we can help you:

Protect against common risks, meet legal requirements and cover against loss of future earnings

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Business Insurance packages

  • A wide range of business insurance options for sole traders, partnerships and limited companies
  • Tailored policies for businesses in many different sectors with different insurance requirements
  • Business Insurance packages are arranged, administered and underwritten by AXA Insurance UK plc.

Protect against claims from other parties including legal costs

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Professional Indemnity Insurance

  • Protect against potential claims for breach of professional duty against the business or an individual representing the business
  • Protect against legal costs incurred by defending a claim
  • Flexible cover options available
  • Professional Indemnity insurance is arranged and administered by Bluefin Insurance Services Limited.
  • Call Bluefin on:
    0845 366 0035

Protect your business assets, earnings and legal liabilities

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Wholesalers & Manufacturers Insurance

  • Business insurance packages for wholesalers and manufacturers with a combination of standard and optional covers to best suit your business
  • Covers include business liability, business contents and business interruption
  • Wholesalers and Manufacturers Insurance is arranged, administered and underwritten by AXA Insurance UK plc.
  • Call AXA on:
    0800 389 2815**

Flexible cover for motor fleets

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Fleet Insurance

  • An insurance package designed to meet the needs of businesses with more than 4 vehicles
  • 3 levels of cover are available; Comprehensive, Third Party Fire and Theft and Third Party Only
  • Covers include Emergency Breakdown, Accident Recovery Service, Uninsured Loss Recovery
  • Fleet Insurance is arranged, administered and underwritten by AXA Insurance UK plc.
  • Call AXA on:
    0800 389 2815**

Protect against loss or damage to goods in transit and your liability for them

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Hauliers / Couriers Insurance

  • An Insurance package designed specifically for haulage contractors, couriers and furniture removers who operate more than 5 vehicles
  • Covers include Property in Transit, Own Goods in Transit and loss or damage to containers
  • Hauliers / Couriers Insurance is arranged, administered and underwritten by AXA Insurance UK plc.
  • Call AXA on:
    0800 389 2815**

Protection from foreign exchange rate fluctuations

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Foreign Exchange Risk Management

  • Reduces exposure to exchange rate volatility for importers and exporters
  • Helps protect the value of overseas assets, joint ventures and partnerships
  • Helps you compete more effectively in overseas markets.

More info

Protection against interest rate fluctuations

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Interest Rate Risk Management

  • Protect the profitability of your business by managing the risks arising from adverse movements in interest rates
  • Manage your borrowing costs by fixing or capping your interest rate
  • Let us help you develop and implement a plan to minimise your risks.

Protect your equipment, contract works and business liabilities

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Contractors Insurance

  • A flexible insurance package which allows you to select the specific covers you require to protect your business:
  • Covers include Public and Employers Liability, Contractors All Risks and Goods in Transit
  • Contractors Insurance is arranged, administered and underwritten by AXA Insurance UK plc.
  • Call AXA on:
    0800 389 2815**

Protect key people in the business

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Keyperson Insurance

  • Insure 'key people' in the organisation
  • A comprehensive form of life cover
  • Can also include critical illness cover
  • Underwritten by HSBC Life (UK) Limited.

Retain business control or ownership if a director or partner dies

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Shareholder & Partnership Protection

  • Help to retain control and ownership of your business if one of your fellow directors or partners dies or suffers a critical illness
  • Enables the family or beneficiaries of a deceased director or partner, to receive a fair value for their share of the business
  • Provides a comprehensive form of life assurance cover, paying out a predetermined lump sum in the event of death during the term of cover
  • Underwritten by HSBC Life (UK) Limited.

Protection for loans, shareholders and key people

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Business Protection Plan

  • Provides protection for your loans, shareholders and key people using a combination of:
  • Life cover – level or decreasing lump sum benefit, with inclusive terminal illness benefit
  • Critical Illness Cover – level or decreasing lump sum benefit that pays on the diagnosis of a specified critical illness or surgical operation
  • Accident and Sickness Cover – a monthly benefit paid if a key employee is unable to work as a result of accident or sickness.
  • Business Protection Plan is underwritten by HSBC Life (UK) Limited

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Write your business plan

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Manage insurance risks

Control business risks to protect your business, reduce insurance costs and meet legal requirements.

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Business Insurance protection

Find out how to get the right cover at the right price.

**AXA Lines are open 8am - 6pm, Monday to Friday, excluding bank holidays

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