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Interest Rates
Business
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (Instant Access) |
11.12.08 |
Up to £100,000 |
0.04 |
0.05 |
0.05 |
|
£100k+ |
0.05 |
0.06 |
0.06 |
||
|
£250k+ |
0.05 |
0.06 |
0.06 |
||
|
£1m+ |
0.06 |
0.07 |
0.07 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (30 Day Rate) |
20.03.09 |
Up to £100,000 |
0.05 |
0.06 |
0.06 |
|
£100k+ |
0.06 |
0.07 |
0.07 |
||
|
£250k+ |
0.06 |
0.07 |
0.07 |
||
|
£1m+ |
0.08 |
0.10 |
0.10 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (60 Day Rate) |
20.03.09 |
Up to £100,000 |
0.06 |
0.07 |
0.07 |
|
£100k+ |
0.09 |
0.11 |
0.11 |
||
|
£250k+ |
0.10 |
0.13 |
0.13 |
||
|
£1m+ |
0.12 |
0.15 |
0.15 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (Instant Access) |
11.12.08 |
Up to £100,000 |
0.04 |
0.05 |
0.05 |
|
£100k+ |
0.05 |
0.06 |
0.06 |
||
|
£250k+ |
0.05 |
0.06 |
0.06 |
||
|
£1m+ |
0.06 |
0.07 |
0.07 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (30 Day Rate) |
20.03.09 |
Up to £100,000 |
0.05 |
0.06 |
0.06 |
|
£100k+ |
0.06 |
0.07 |
0.07 |
||
|
£250k+ |
0.06 |
0.07 |
0.07 |
||
|
£1m+ |
0.08 |
0.10 |
0.10 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business Money Manager (60 Day Rate) |
20.03.09 |
Up to £100,000 |
0.06 |
0.07 |
0.07 |
|
£100k+ |
0.09 |
0.11 |
0.11 |
||
|
£250k+ |
0.10 |
0.13 |
0.13 |
||
|
£1m+ |
0.12 |
0.15 |
0.15 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Clients Deposit Account |
11.12.08 |
Up to £25k |
0.04 |
0.05 |
0.05 |
|
£25k+ |
0.04 |
0.05 |
0.05 |
||
|
£50k+ |
0.04 |
0.05 |
0.05 |
||
|
£100k+ |
0.05 |
0.06 |
0.06 |
||
|
£250k+ |
0.05 |
0.06 |
0.06 |
||
|
£1m+ |
0.06 |
0.07 |
0.07 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
Business High Interest Deposit Bond1 |
|
|
|
|
|
3 Month term (interest at maturity) |
16.03.09 |
£5000+ |
0.32 |
0.40 |
0.40 |
6 Month term (monthly interest) |
£5000+ |
0.36 |
0.45 |
0.45 |
|
6 Month term (interest at maturity) |
£5000+ |
0.36 |
0.45 |
0.45 |
|
1 year term (monthly interest) |
£5000+ |
0.44 |
0.55 |
0.55 |
|
1 year term (annual interest) |
£5000+ |
0.44 |
0.55 |
0.55 |
|
2 year term (monthly interest) |
£5000+ |
0.92 |
1.15 |
1.16 |
|
2 year term (annual interest) |
£5000+ |
0.93 |
1.16 |
1.16 |
|
3 year term (monthly interest) |
£5000+ |
1.00 |
1.25 |
1.26 |
|
3 year term (annual interest) |
£5000+ |
1.01 |
1.26 |
1.26 |
Product | |
|---|---|
| Business Money Market Account | For the latest rates contact our Direct Dealing Team on 0845 607 3757. |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
USD |
17.12.08 |
2,500,000+ |
0.00 |
0.00 |
0.00 |
1,000,000+ |
0.00 |
0.00 |
0.00 |
||
500,000+ |
0.00 |
0.00 |
0.00 |
||
250,000+ |
0.00 |
0.00 |
0.00 |
||
Up to 249,000 |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
EUR |
21.01.09 |
3,000,000+ |
0.40 |
0.50 |
0.50 |
1,000,000+ |
0.32 |
0.40 |
0.40 |
||
500,000+ |
0.24 |
0.30 |
0.30 |
||
250,000+ |
0.16 |
0.20 |
0.20 |
||
Up to 249,000 |
0.08 |
0.10 |
0.10 |
||
|
|
|
|
|
|
Australian dollar (AUD) |
10.03.09 |
920,000+ |
0.40 |
0.50 |
0.50 |
460,000+ |
0.20 |
0.25 |
0.25 |
||
92,000+ |
0.00 |
0.00 |
0.00 |
||
46,000+ |
0.00 |
0.00 |
0.00 |
||
6,000+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Canadian dollar (CAD) |
10.03.09 |
850,000+ |
0.04 |
0.05 |
0.05 |
400,000+ |
0.00 |
0.00 |
0.00 |
||
85,000+ |
0.00 |
0.00 |
0.00 |
||
40,000+ |
0.00 |
0.00 |
0.00 |
||
5,000+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Danish Krone (DKK) |
10.03.09 |
4,420,000+ |
0.20 |
0.25 |
0.25 |
2,110,000+ |
0.00 |
0.00 |
0.00 |
||
422,000+ |
0.00 |
0.00 |
0.00 |
||
211,000+ |
0.00 |
0.00 |
0.00 |
||
25,000+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Japanese yen (JPY) |
|
|
|
|
|
|
|
|
|
|
|
New Zealand dollar (NDZ) |
10.03.09 |
1,120,000+ |
0.60 |
0.75 |
0.75 |
610,000+ |
0.40 |
0.50 |
0.50 |
||
122,000+ |
0.00 |
0.00 |
0.00 |
||
61,000+ |
0.00 |
0.00 |
0.00 |
||
7,300+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Norwegian krone (NOK) |
10.03.09 |
4,600,000+ |
0.20 |
0.25 |
0.25 |
2,260,000+ |
0.00 |
0.00 |
0.00 |
||
452,000+ |
0.00 |
0.00 |
0.00 |
||
226,000+ |
0.00 |
0.00 |
0.00 |
||
27,000+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Swedish Krona (SEK) |
10.03.09 |
4,800,000+ |
0.08 |
0.10 |
0.10 |
2,400,000+ |
0.00 |
0.00 |
0.00 |
||
480,000+ |
0.00 |
0.00 |
0.00 |
||
240,000+ |
0.00 |
0.00 |
0.00 |
||
28,000+ |
0.00 |
0.00 |
0.00 |
||
|
|
|
|
|
|
Swiss franc (SEK) |
|
|
|
|
|
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Community Savings Account (Instant Access) |
11.12.08 |
Up to £100k |
0.04 |
0.05 |
0.05 |
|
£100k+ |
0.05 |
0.06 |
0.06 |
||
|
£250k+ |
0.05 |
0.06 |
0.06 |
||
|
£1m+ |
0.06 |
0.07 |
0.07 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Community Savings Account (30 Day Rate) |
20.03.09 |
Up to £100k |
0.05 |
0.06 |
0.06 |
|
£100k+ |
0.06 |
0.07 |
0.07 |
||
|
£250k+ |
0.06 |
0.07 |
0.07 |
||
|
£1m+ |
0.08 |
0.10 |
0.10 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Community Savings Account (60 Day Rate) |
20.03.09 |
Up to £100k |
0.06 |
0.07 |
0.07 |
|
£100k+ |
0.09 |
0.11 |
0.11 |
||
|
£250k+ |
0.10 |
0.13 |
0.13 |
||
|
£1m+ |
0.12 |
0.15 |
0.15 |
Products no longer sold
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business No-Notice Account |
11.12.08 |
All credit balances |
0.02 |
0.02 |
0.02 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
14 Day Notice Account |
15.01.09 |
Up to £250,000 |
0.02 |
0.02 |
0.02 |
|
£250,000+ |
0.02 |
0.02 |
0.02 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Business eSaver (Quarterly Interest) |
02.03.09 | All credit balances | 0.02 | 0.02 | 0.02 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
High Interest Savings Account (Business) (Monthly Interest) |
11.12.08 |
All credit balances |
0.02 |
0.02 |
0.02 |
|
High Interest Savings Account (Business) (Annual Interest) |
11.12.08 |
All credit balances |
0.02 |
0.02 |
0.02 |
|
Product |
Effective Date |
Amount |
Net % |
Gross % |
AER % |
|---|---|---|---|---|---|
|
Instant Access Savings Account (Business) (Monthly Interest) |
11.12.08 |
All credit balances |
0.02 |
0.02 |
0.02 |
|
Instant Access Savings Account (Business) (Annual Interest) |
11.12.08 |
All credit balances |
0.02 |
0.02 |
0.02 |
NET: The rate after the deduction of tax applicable to interest, currently 20%. Higher rate tax payers will have an additional liability.
AER (Annual Equivalent Rate): This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year.
GROSS: The rate before the deduction of tax applicable to interest on savings accounts.
All rates are quoted per annum and are variable, unless otherwise indicated.
1 The interest rate and term of the investment is fixed when the bond is opened. For bonds of £50,000 or more interest will be paid gross.
