International BusinessImport Loans
When you're importing goods, our tailored import finance can help you improve cash flow, negotiate better terms with suppliers and pay them more promptly.
Improve cash flow - grow your business
We understand that managing cash flow can be a real challenge when your business involves importing goods.
An Import Loan from HSBC can help you bridge the gap between making payment to your suppliers and receiving payment from your buyers - your trade cycle.
- Negotiate better terms and pay your suppliers more promptly, enhancing your relationships with them
- Use with your Documentary Credits, Documentary Collections and stand-alone Open Account transactions
- Our Trade Finance specialists can arrange funding based on your trade cycle, so you can concentrate on growing your business
- Can be arranged in all major currencies.
How Import Loans work
- HSBC provides you with short-term, trade related working capital on a pre or post shipment basis for your international purchases
- Finance is provided against the invoice and transport document
- HSBC pays your suppliers directly
- Loans are provided on a stand-alone basis for open-account transactions, or coupled with Documentary Credits or Bills for Collection where you have a post-shipment funding gap
- Loan repayment terms are tailored to your trade cycle
- You will require a Trade facility with HSBC before you can draw down funds on an Import Loan.
Import Loans to suit how you trade
Pre-Shipment Clean Import Loan - available when you're trading on open account or documentary collections, and suitable where you need to finance the advance payment portion of a contract.
Funds are advanced against a proforma invoice for up to 50% of the value of the full order and for a maximum period of 60 days prior to shipment.
Loan against Import - available when you're trading under an Import Documentary Credit or Import Bill for Collection.
HSBC has control of the goods through receipt of a full set of transport documents. Commercial documents are released to you, meaning that you can clear the goods immediately. There's a pledge on sales proceeds to HSBC until you settle the loan.
Clean Import Loan - triggered by the receipt of an Import Documentary Credit or Import Bill for Collection or where you are transacting on open-account terms.
HSBC does not have any control over the underlying commercial documents. Funds are advanced on presentation of an invoice from a supplier and evidence of shipment via a copy of the transport document.
New to international trade?
Make importing and exporting easier with HSBC EasyTrade, our simple and accessible service for all your import and export needs.
- Trade more securely and quickly
- Trading documents preparation service
- Access to international expertise.
Call 0800 78 31 3001.
Important information
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Speak to an expert about Trade and Supply Chain
To learn more about Import Loans and HSBC EasyTrade
- Call us on:
0800 78 31 3001 - Textphone 1800 108457 125 563
- Email uktradeservices@hsbc.com
Not quite what you're looking for?
- Import Bills - a more secure and cost effective way to receive goods before making payment.
- Import Documentary Credit - be much more confident goods you import will be as specified
- HSBCnet - manage international business transactions online
Speak to an expert about Trade and Supply Chain
To learn more about Import Loans and HSBC EasyTrade
- Call us on:
0800 78 31 3001 - Textphone 1800 108457 125 563
- Email uktradeservices@hsbc.com
Existing customers
Download Import Loans application forms:
Pre-shipment Clean Import Loan (Application) (PDF)
Pre-shipment Clean Import Loan (Post-shipment extension/increase) (PDF)
Why choose HSBC?
- Access over 8,000 local experts in 63 markets
- Maximise international opportunities and guard against risks
- Manage your global banking from a single log with our award winning HSBCnet
- Support and information including online guides, resources and forums.
KnowledgeCentre
Manage export and import finance
Understand and plan for the challenges of international trade.
BusinessTool
Trade Cycle Calculator
Understand your international cashflow better with our Trade Cycle Calculator.
KnowledgeCentre
Tools, checklists and practical information to help you and your business in the Knowledge Centre.
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