International BusinessInternational Payments and SEPA Credit Transfers

Priority Payments

• The fastest and most secure HSBC method of making international payments to any country in the world, in any tradeable currency
• Ideal if you want to send higher value international payments or if the speed of delivery is the most important factor
• A secure method for sending international payments to less developed countries
• HSBC manages urgent Euro payments across Europe through the real-time gross settlement system: RTGS, known as 'Target'.

SEPA Credit Transfers

The Single Euro Payment Area (SEPA) is designed to create a convenient single market for batched, non-priority Euro payments within Europe. SEPA's reach extends to over 30 European countries and we will work in partnership with you to create and implement the right SEPA strategy for your business.

• A non-priority service where the beneficiary will receive funds the day after your account is debited
• All SEPA payments require a BIC (Bank Identifier Code) and IBAN (International Bank Account Number) for the beneficiary
• We offer a BIC and IBAN validation/conversion tool enabling customers to make the most of SEPA payments
• We provide full end-to-end data from remitter to beneficiary in electronic format
• We process instructions simply and effectively via HSBCnet.

Foreign Currency Account – International Business Account

Facilitates global business and international payments in foreign currencies.

• If you make regular international payments, a Foreign Currency Account could be ideal for taking care of your transactions
• Can be easier and cheaper than setting up and managing an account in a foreign country
• Accounts are available in all tradeable currencies – avoiding the cost and risks of foreign exchange.

Find out more about our Foreign Currency Account

Important information

• Download our Priority Payments factsheet (PDF)
• Download our SEPA factsheet (PDF).

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To discuss International payments including SEPA Credit Transfers:

• Call us on:
  0800 328 8842
• Overseas based customers please call +44 (0)116 249 6317
• Email pcmpayments@hsbc.com

Not quite what you're looking for?

Faster Payments – a fast, simple, secure payments solution for urgent, one-off or out of hours payments. Download our Faster Payments factsheet (PDF).

BACS Payments – an efficient way to make or receive regular, sterling payments. Ideal for paying salaries and expenses or if you wish to collect regular payments from customers.

CHAPS Payments – guaranteed same day, fast, reliable and secure payments of any value in the UK.

To discuss these services call 0800 328 8842 or email pcmpayments@hsbc.com.

Why choose HSBC?

• Access over 8,000 local experts in 63 markets
• Maximise international opportunities and guard against risks
• Manage your global banking from a single log with our award winning HSBCnet
• Support and information including online guides, resources and forums.

More info