Start up business Small Business Loan
Starting a business? Looking for finance? Then our Small Business Loan could be ideal to fund your longer term projects. All you need is a Business Current Account and applying online is easy.
- Business loans available between £1,000 and £25,000
- Repayment terms between 12 months and 10 years
- The interest rate and repayments are fixed for the life of the loan.
- Once agreed, funds can be credited same day.
- You can opt to defer your first repayment for three months after the funds have been credited to your account2
- HSBC Business Current Account required.
Important information
- Interest rates
- Business Banking Terms and Conditions (PDF)
- Business Banking Price List (PDF)
- Guide to business borrowing - Use our guide to help you choose the right type of borrowing or finance and prepare a stronger application
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Apply for Small Business Loan
Not quite what you're looking for?
- Business Overdraft
Easy to arrange, flexible borrowing to manage short term fluctuations in cash flow - Invoice Finance
Improve your cashflow by releasing cash from your invoices - Enterprise Finance Guarantee
Government-backed borrowing for businesses with a sound borrowing proposal but with a lack of adequate bank security.
Apply for a Small Business Loan
- Apply now
- or call us on:
0800 587 06441 - Request a call back
- Request a webchat
- Find a branch
- Textphone 18001 0800 028 3516
Why choose HSBC?
- 18 months free Business Banking and a choice of business bank accounts
- Online support and resources through our Knowledge Centre
- Flexible banking by phone, text, online and branch
- Special deals from parties introduced by us.
Guide to business borrowing
Use our Guide to business borrowing to help you choose the right type of borrowing or finance and prepare a stronger application.
BusinessSurvey
Tell us what you think of this page by completing our Small Business Loan online survey.
The links on this page will open a new browser window and may:
i) Allow you to access other websites. Please read the linked websites' terms and conditions. HSBC Bank plc has no control over non-HSBC websites and is not liable for your use of them.
ii) Allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC Bank plc's website.
1 Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call.
2 Interest is charged throughout the full loan, including the deferred period if this option is taken, and any month when a repayment is not made. This means that the amount of interest paid will be higher. The three month repayment holiday must be taken at the start of the loan.
3This small business loan calculator is for illustration purposes only. Customers who do not meet our normal criteria may be not be offered a business loan.
